Luiz Carlos Trabuco Cappi and His Time At Bradesco

Luiz Carlos Trabuco Cappi works in the financial sector in Brazil. Ever since March 10th, 2009, he has served as Chief Executive for Banco Bradesco S.A. Some of his other roles in the company have included Executive Vice President and Managing Director. From 1984 to 1992, he served as Departmental Director. Read more about Trabuco Cappi at

He first started working for Bradesco in 1969—a whopping 49 years ago (as of 2018).

In February of 2018, it was announced that a new president would be put in charge of Banco Bradesco. After a streak of hardwork and dedication, Luiz Carlos Trabuco Cappi would step down and make way for Octavio de Lazari Junior, a man who headed Bradesco Seguros. Lazari Junior did not plan to be the president; he took a test and was chosen for advancement. Seeing this as a great opportunity to be more successful and advance his career, he took advantage of it. It will be interesting to see what Luiz Carlos Trabuco Cappi will do in the near future concerning his career at Bradesco. With so much experience up his sleeve, he will definitely have plenty more opportunities to show his talents.

The career of Luiz Carlos Trabuco Cappi has been filled with many titles. These titles include President of Federação Nacional de Saúde Suplementar, President of the Marketing and Fundraising Commission of Associação Brasileira das Entidades de Crédito Imobiliário e Poupança, Member of the Board of Directors of ArcelorMittal Brasil, Effective Member of Association Internationale pour l’Etude de l’Economie de I’Assurance for Association de Genève, President of the Council of Representatives for Confederação Nacional de Instituições Financeiras, President of the Board of Executive Officers Confederação Nacional de Instituições Financeiras and Member of the Board of Governors for CNSeg.

He attended Fundação Escola de Sociologia e Política de São Paulo, in the University of Sao Paulo , where he earned a degree in Philosophy and a post-graduate degree in Social Psychology. Ever since graduating college, he has devoted his entire professional life to Bradesco.

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InnovaCare Inc.’s Success under the Leadership of Rick Shinto and Penelope Kokkinides

Innovacare Health is one of the competitive healthcare service providers across North America. The organization is renowned for its managed care in Puerto Rico and has been able to revolutionize the payment system for better service. The success of InnovaCare is owed to its two executives: Dr. Rick Shinto who is the current president and CEO, and the Chief Administrative Officer, Penelope Kokkinides.


The company’s efforts to improve healthcare

In order to improve the healthcare services offered to its clients, InnovaCare had recently joined the Health Care Payment Learning and Action Network (LAN), a public-private partnership which attempts to improve the health system of the United States by providing a payment model that enhances quantity and quality. The organization supports the mission of LAN of accelerating the transformation to alternative payment models. In a statement, Shinto highlighted that InnovaCareis committed to helping LAN achieve its goal of tying at least 30 percent of the payment plans in the US to alternative payment models by the end of 2018.


To further improve the healthcare experience of its members, InnovaCare offers Medicaid and Medicare Advantage Plans which offers best quality services and enhanced performance. Through its two major contracts, PMC Medicare Choice, and Medicare y Mucho Mas, the company was able to be awarded the Medicare Star Rating of 4.5 out of 5 by the Centers for Medicare and Medicaid (CMS). The InnovaCare management team believes that this award is significant as it influences the adoption of the plan in the current year.


Penelope Kokkinides’ meeting with Donald Trump

In 2017, the Penelope Kokkinides attended a White House meeting where healthcare providers were discussing the federal health care legislation with the President, Donald Trump. During her time with Trump, Kokkinides addressed the significance of increased funding in the healthcare sector in Puerto Rico. Since the federal funding for Medicare has dropped since 2011, the InnovaCare COO noted that increased payment would help improve healthcare services. During the meeting, Kokkinides also addressed the importance of women in the healthcare sector. She noted that women should be involved in the development and implementation of health models.


About InnovaCare Health

InnovaCare, Inc. offers managed healthcare services and health plans across Puerto Rico. It has a membership base of up to 200,000 individuals who are served by about 7500 providers. The healthcare company offers broad healthcare coverage through its coordination with the Government Health Plan. InnovaCare remains the most cost-effective and well-coordinated organization that utilized fully integrated and innovative technologies to enhance lives of its clients.


How Freedom Checks From Matt Badiali Lead To Retirement

 Matt Badiali, a geological graduate from Penn state university. He was awarded a bachelors degree after pursuing earth sciences. He went to advance his education in Atlantic University, Florida where he pursued a masters in geology science. He was consulted in many countries where he worked in areas related to mining.

It was after that he continued with his academic career and joined North Carolina University where he worked for a Ph.D. and graduated in 2004, and in the university, he was introduced to finance world. It is through his potential that Matt Badiali saw that he could be a good adviser to average investors. It was after he was introduced to the world of finance by a friend. Matt Badiali had a good knowledge of geological science.

After Matt Badiali was introduced to finance world, those people who decided to follow him were able to generate regular returns which resulted in either double or even triple digits. It was after he launched a newsletter with a publishing organization called Banyan Hills company and he talked about Real Wealth Strategists. Read more at to know more.

It is after he had recognized that he was suited by experience and education he had in natural resources. It is something cyclical with a high degree in speculation. So that you can be able to invest wisely in the market and become successful one has to understand the finance related to market together with science that is behind these resources.

Most of the people living in the United States start to save their retirement by setting some portion of their paycheck that they earn. This is after saving it in 401(k) account. Most of them are able to accumulate much money that is enough to survive during their retirement period. In most of the cases with some people, the account is not enough that it can ensure prosperity. So that one can get an extra capital for his retirement, most of them assume that the social security benefits can bring a difference.

So that one can retire without having to sacrifice their lifestyle, they will require to invest in an n average rate that will return so that they can supplement what they earn. Freedom checks are the next big thing to invest in. Learn more:

What’s Next for Healthcare Companies Looking to Hold Consumer Appeal? All That and More Including Drew Madden

Two recent publications have set the healthcare industry into a buzz. The first report discovered that CVS is thinking about purchasing the health insurance conglomerate Aetna. The next report we’ll be discussing uncovered how Amazon is obtaining pharmacy licenses with multiple states.

As we see the situation, both of these moves are extremely interconnected. The apparent relation, various investors with shares of pharmacy stocks stated that there’s a genuine belief Amazon will go into pharmaceutical markets. With its demonstrated capacity to disrupt markets and their extensive footing in retail after acquiring Whole Foods, Amazon can become an instant behemoth.

As Amazon starts to become more competitive with each passing year, it’s making pressuring more creative efforts with players like CVS and similar pharmacy benefits managers. It’s obvious CVS’s shift into health insurance is due in part because of the defensive measures they need to take against Amazon, recently announcing plans to provide global next-day shipping with prescriptions.

But the progress of these companies is more nuanced than that. Both corporations are trying to “dominate” the healthcare field. Amazon has already been considered as the “everything store,” and providing pharmaceutical services would be the next logical move in its expansive consumer-facing business.

CVS has been moving in a slightly different manner in its defense; expanding on its widespread retail and healthcare footprint to combine insurance services, pharmacy and everyday care for overall health services located conveniently at locations near you. Think about it like this, offering insurance with a retail footprint to grant both routine care and pharmacy services through its MinuteClinic services, CVS can own the life cycle of the healthcare customer in many ways. From things like care provision to insurance.

Using this special operation, CVS can again earn a competitive placement over almost every other company attempting to dominate the healthcare customer. This is the ensuing transition in the ‘consumerization’ of the health field. By combining as many aspects of healthcare provisions as possible under a single umbrella, corporations in the healthcare field can provide the customer-focused experience Amazon and similar companies have built their ecosystems on.

Drew Madden is an entrepreneur in Healthcare IT who loves bringing people together to make unique and attractive company cultures, high caliber teams, and trusted client connections.

Serving as president through 2011 to 2016, Drew initially joined Nordic Consulting Partners in 2010. Nordic is the most renown Epic consulting business in the world and the beneficiary of various KLAS recognitions for quality consulting.

Betsy Devos: A Polite Politician and Dedicated Fighter

Betsy DeVos is well known for her philanthropic endeavors. In fact, much of the charity work that she has done is extremely palpable in her home state of Grand Rapids, Michigan. It was there that she discovered her love of education and her desire to reach out into the community. She started to push for educational goals after seeing how much local parents are struggling with the current school system. It inspired her to become more active and eventually get elected to Michigan’s Board of Education. This time gave her the insight she needed to make good choices about education and she uses it as a sounding board for her current role as the Secretary of Education.


While Betsy DeVos is a relatively quiet Secretary of Education, she is anything but a pushover. She has made it clear for years that she will not budge on issues that matter to her. Recently she was given the chance to prove herself and there is an article on the New York Times that discusses how she handled it. The article can be viewed under the headline “Betsy DeVos is Publicly Polite, but a Political Fighter” and it gives a pretty good idea of how tenacious Betsy DeVos became when defending her stance in this situation.


When Betsy DeVos took this job, she made it very clear that she was in it for the children that would be affected by her policy. This means that she feels responsible for all of the children that fall underneath her umbrella of responsibility. So, when there was a policy that was going to be rescinded she jumped right into the action. The policy in question was the one mandating bathroom usage for transgender students. This policy allowed the students to use bathrooms according to their personal identity, instead of their physical sex traits. Regardless of how the policy was perceived by the public, Betsy DeVos was not prepared to allow the policy to go away without a fight. She publicly voiced on many occasions that she did not appreciate having this policy rescinded. She made it known that while she remained part of the political team, she was disappointed that this policy would not stand.


Her resistance to this move will let people know that even though she is a dedicated member of this staff of the president, she also has a mind of her own when it comes to politics. She understands that things do not get done simply because you want them to get done, she knows that sometimes you have to fight for the things that matter the most. Even though she gave no public sign that she felt so strongly about this policy, she still works in the background to be sure that people got the voices that they needed. It is good to see a politician that is willing to fight for the things they believe in, but also pull it in and rally to be part of a team when things do not go exactly as planned.


For updates, follow Betsy DeVos on twitter.

Luiz Carlos Trabuco Cappi Develops Better Working Strategies for Banco Bradesco

     It all began when a young boy in the humble and average neighborhood of Brazil’s Sao Paulo started chasing his dreams. Being resourceful and visionary, Amador Aguiar dedicated his time to creating robust entrepreneurial relationships that would, later on, propel him to the world of businesses. Moved by the passion for creating a bright future for himself, Aguiar took advantage of every viable opportunity that enabled him to create this powerhouse called Banco Bradesco. Most importantly, he thought that the financial services firm would prosper if visionary leaders were entrusted to guide the operations of the bank. One such leader is Luiz Carlos Trabuco Cappi.

The Preview

Luiz Carlos Trabuco Cappi grew up in Brazil. He also attended a local school called Sao Paulo University where he pursued philosophy and languages. Being a visionary student, he spent most of his school time familiarizing himself with the requirements of the job industry. Immediately after graduating from Sao Paulo University, Carlos Trabuco got a job at Banco Bradesco. However, the post did not pay according to his expectations because it was an entry-level job working as a clerk.

His Career

Nevertheless, Carlos Trabuco Cappi did not give up on his dreams. Serving as the clerk was interesting because he had the opportunity to familiarize himself with significant banking activities including asset management, the administration of credit facilities, and the use of internet banking, among others.

Major Contributions

At the same time, Luiz Carlos Trabuco Cappi played a pivotal role in the expansion of the bank because he oversaw the administration of various projects. For him, working with Banco Bradesco was a life-changing opportunity that allowed him to improve his life and the lives of his clients. Therefore, he always advocated for better banking policies that would work for employees and clients.


In addition to working as a clerk, Luiz Carlos Trabuco Cappi was promoted to handle the sales department. In his tenure, he grew the sales of the banking institution alongside implementing viable sales strategies that worked well for the growth of the institution. Following his elevation as the marketing director, Luiz Trabuco put in tremendous work into maintaining his performance. His dedication contributed to further promotions where he worked as vice president, and later, the CEO.


The Outline

It was during his elevation as the CEO that Luiz Carlos Trabuco started making it to the headlines of the financial services industry. Not only had he introduced Banco Bradesco to the media department but also introduced better pension reforms for clients. As Banco Bradesco welcomes new leaders on-board, Luiz Carlos Trabuco maintains his position as the reference point when it comes to looking for a role model.

The significance of Flavio Maluf’s entrepreneurial prominence in Brazil

Flavio Maluf is the president of Eucatex Company. He is also a graduate of Armando AlvaresPenteado University with an undergraduate degree in mechanical engineering. Unlike most of the developed and most successful people, Flavio Maluf had a wealthy family background where his father is still a politician as well as a successful entrepreneur. His uncle was the former president of Eucatex Company before handing over that position to him. Despite his degree in mechanical engineering, Flavio Maluf did not major his career life in engineering, and the fact is that he already got that influence from his family which is full of successful entrepreneurs. Visit to learn more.

It is through hard work and commitment that he has become the kind of a man he has become today. He even takes his time to talk to other entrepreneurs about the fundamental principles that they should embrace to achieve their goals in entrepreneurship. In one of his interviews, he speaks about the central myths that hinder entrepreneurs from running after their goals. One of the myths he talks about is that most of the people think that for a person to start a business, he or she requires vast amounts of money, but according to Flavio Maluf, creativity and innovativeness are the main things that an entrepreneur should have to start a business.

Secondly, he talks about the critical thought that most people have in minds that if a person has his or her own company, then that person does not do much work. But ion the real sense, the owner of the business should be much committed and dedicated towards the success of his company. The owner of the market is the one who should set a good example that will influence the characters of his employees.

Flavio Maluf also addresses about one of the main challenges Facing companies in Brazil. As a recognized entrepreneur even by the government, he talks about the solution to tax burdens as tax incentive programs which the government should consider giving to the companies to increase their strength in providing back to the community and ensuring community development through other interventions such as job creation and building of recreational sites among others.